Rapicredit is a legally constituted entity that you can trust because it is part of the Fintech Association of Colombia and is duly registered with the Business Supervisory Authority. A Guide to Whether an Internet Loan Is Legal or Not This all sounds great, but it begs the question: Is the Rapicredit platform legal and safe? The answer is yes. Rapicredit is registered with the Chamber of Commerce of Bogotá under registration #02366627 and is regulated as a private company by the Business Supervisory Authority. Its NIT is 900.564.668-4. The company, which has experienced double-digit annual growth since 2013, has become a real option for Colombians to obtain loans easily, quickly and safely. In fact, RapiCredit has enabled more than 255,000 people to create a legal credit history that opens the door to more financial opportunities. In addition, it was selected by a group of Japanese companies to finance the loan operation. Many online procedures create doubts, especially when it comes to financial matters, so when you hear our brand and its services, you may ask yourself many times: Is Rapicredit legal? In this content, we will solve this question and tell you everything you need to know. Contact Rapicredit at 601-3902670 or ayuda@rapicredit.com Would you like to apply for a new line of credit through Rapicredit? Below, you will learn how legal and safe this startup can be and what aspects allow you to assess its legality. Online loans can be of great help if you want to pay off small outstanding debts or if an unexpected emergency arises. Credit as an economic vehicle was not always accessible to the entire population. For this reason, illegal credit networks such as gota a gota are taking over these sectors.
However, credit fintechs like RapiCredit, which has been operating for more than eight years, have managed to grab some of the illegal credit loops. Rapicredit shows on its main page a simulator that shows exactly what is the interest rate to be charged and the additional cost of the loan, so there are no hidden or illegal fees, the process is transparent. RapiCredit is a law firm and is supervised by the business regulator, apply for your loan online here. Rapicredit is a financial services company that follows the line of innovation and technology in the industry. Due to the lack of information and the novelty and advantage of its operating system, there may be doubts about its legality. For comments and opinions about Rapicredit, you can do so at E-Mail-ayuda@rapicredit.com. A large proportion of Colombians who desperately need money say they are afraid to apply for loans online for fear of being scammed. It is very easy to know if a business is legal or not. Send the receipt of your scanned shipment to ayuda@rapicredit.com and write in the subject: “Rapicredit payment of cédula [your identification number]” When distinguishing between a legal loan and fraud, it`s simple, there are rules that, although they do not always apply, occur in most cases and it never hurts to take precautions.
If you are a customer of the virtual branch of Bancolombia, you can pay by making payments to third parties / financial institutions, contract code 49225 Compañía de Créditos Rápido SAS. The terms and conditions of our credit service apply to your use of the Platform and are no different from those you may have with any other financial institution or online platform. These are related to the use of the digital platform, in terms of data protection and its use by us, in accordance with our activities and within the legal framework. Another reason why the use of Rapicredit is legal and safe is that this platform is supported by several companies that guarantee its legality: Absolute, Rapicredit.com is a company founded in Colombia under the name Compañía de Créditos Rápido SAS. Is Rapicredit legal? In addition to legality, it is reliable to use our online services because we have the SSL security certificate and meet the standards of the international PCI DSS standard for the security of credit card transactions, which guarantees the protection of your data and transactions. Given this, it is appropriate to collect all truthful information, such as the fact that we are a legally established company supervised by the supervisory authority of the companies, with continuous growth and 95% of the customers who refer us. There is no doubt about it, Rapicredit is legal! – Bancolombia: If you are a customer of the virtual branch of Bancolombia, you can pay by making payments to third parties / financial institutions, contract code 49225 COMPAÑÍA DE CRÉDITOS RÁPIDOS SAS. You can also create a transfer savings account. 00589747411 to the 50407 Agreement Code and correspondent banks to the 50407 Convention Code. In all cases, you must provide your credit number for reference. In designing this product, the fintech had to interpret the variables valued by the populations it serves, the regulatory framework that accompanies its operations, the structuring of alliances with banks and the various operators in the financial ecosystem, heavy investments in technology, digital marketing and, finally, the formation of a team of high social sensitivity.
The minimum amount for each application of 110,000 pesos and a term is 5 calendar days and a maximum of 100 days. I would like to take out a loan, please what is the process and how long to pay? Thank you very much. Thinking that people with space constraints, physical or temporal, will be able to apply for and receive loan money covers many of the needs of the new era consumer. How is this done? Here`s how it works: we receive our biggest reward from our customers. 95% of them recommend us and our satisfaction rate is 85%. After the payment date you have chosen, a contractual penalty of 20% will be charged for collection costs. The usual documents they ask for are: identification, age of majority, mail and an account number. Once you have discovered several factors that allow you to evaluate the security and efficiency of the business when applying for a loan, would you use this online platform? Let us know what you think. If I have a loan and want to extend it, how can I do it? These loan companies are not likely to lend large sums of money if you have not proven that you are a good payer. To get more money, you must first have a great track record in the same company. Good evening.
How do I take out the loan? Rapicredit is a fast-paced lending company that aims to provide financial products and services that encourage the inclusion of people who do not have access to the bank credit system. The loans obtained through Rapicredit have the following characteristics: Our service consists of an instant loan, which can be made electronically from the request to the payment of payments; which really encompasses inclusion to the fullest extent of the word. To protect your data, Rapicredit delegates the collection of sensitive information to Place to Pay. This payment platform meets the standards of the international PCI DSS standard for the security of credit card transactions. Technology has triggered a process of democratization in several areas, such as communication or entertainment. In Colombia, in the financial sector, fintech has taken over to provide more and better services to people who were outside the financial ecosystem. Sign up and receive the best recommendations to manage your finances Hello, what number can I contact for a complaint? The interest rate that RapiCredit charges on all your loans is 25% E.A. (Annual Cash). After seven years in the country, RapiCredit reached the sum of one million loans granted, most of which were intended for people who did not have access to this type of financial solution. The general conditions refer to administrative costs and recovery costs in the event of non-compliance with the financial obligation; the impact on risk centres (negative or positive depending on payment behaviour) and the right to choose whether or not to choose certain optional services such as credit innovation. The reception of our financial services lies not only in inclusion, but also in our agile and digital system, which is implemented by the needs of today`s consumers in this market.
You can extend your term up to 5 times, otherwise late payment will generate negative reports in risk centers, default interest and collection costs.